For online payments we accept MasterCard, Visa, American Express, Discover, and Paypal. For phone payments we accept MasterCard, Visa, American Express, and Discover. For mail payments we accept checks and money orders in US funds (please allow 7-10 for your payment to clear before we ship your order). All payments are due with in 7 days of ordering. We do not ship until your invoice is paid in full. We do offer up to 60 day layaway, please email SilverSkyImports@gmail.com for details.